No Interest if paid in full within 6 or 12 months.
On qualifying purchases made with your Synchrony HOME™ Credit Card. 6 months on all purchases or 12 months on purchases of $1,500 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required.
¹ Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
^New Accounts as of 07/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2.
- 6 Months Promotional Financing
- 12 Months Financing on purchases of $1,500+
- No annual fee
- Secure account management
- Dedicated credit limit
